3 Documents you need to have before buying a property
Purchasing a home is a significant milestone in one’s life, and proper preparation is key to a smooth process. Understanding the essential documents required before buying your first home in Nigeria is crucial. In this blog post, we will explore three vital documents that every prospective homeowner should be aware of. These documents play a crucial role in establishing ownership, verifying property titles, and ensuring financial readiness.

1.Certificate of Occupancy
The Certificate of Occupancy certifies the legal ownership of land in Nigeria, It serves to certify the legal ownership status of any land within the country. Also, this document signifies that the Governor of the state or the Local Government Chairman, has granted an individual a statutory right of occupancy.
- The state government issues the C of O to confirm private ownership and avoid disputes or claims.
2. Deed of Assignment/ Deed of Transfer
A Deed of Assignment is a legal document used to transfer ownership rights from one party to another. As a matter of fact it plays a crucial role in property transactions in Nigeria. This document establishes a legally binding agreement between the seller (assignor) and the buyer (assignee), ensuring a smooth transfer of ownership.
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3. The Building Approval Plan
Above all, Before the commencement of construction, the builder is required to get the necessary sanctions under the provisions of the Building Bylaws, Master Plan and Local Body Acts. This sanction involves two factors:
A) The Building Plan
B) The Layout Approval
In conclusion, Purchasing your first home in Nigeria is an exciting and transformative experience. By understanding and acquiring the essential documents discussed above, you can navigate the process confidently and safeguard your investment.
Remember to consult qualified professionals, such as lawyers and real estate agents, who can provide valuable guidance throughout the journey. With the right documentation and proper due diligence, you can embark on your homeownership journey, knowing that you have taken the necessary steps to secure your dream home.
Chisom
July 13, 2023This is really enlightening.
Margaret Nsunwara
July 13, 2023Thanks for this
Nnamdi OBI-IJEH
July 13, 2023The Certificate of Occupancy is very key.
Emmanuel Umweni
July 15, 2023This read is an eye opener, thanks a lot
Ama
July 24, 2023This was a good read 👏🏽
Davis Nwagbara
July 25, 2023Finally, it is essential for anyone looking to purchase real estate in Nigeria to make sure that they safeguard their investment by obtaining the necessary key documents.
Good write-up!
Jennifer Adaeze Peter
July 27, 2023Proper documentation is necessary and important in the real estate journey.